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As a member of UMSS

Spouse/civil partner benefits

Your spouse or civil partner will receive a pension for life. If you do not have a spouse or civil partner, but you have a partner who depends on you financially, they may be entitled to the same amount of pension. This is at the Trustee’s discretion.

The value of the pension that your spouse or civil partner receives will depend on the length of Pensionable Service you have. If your spouse or civil partner is more than ten years younger than you, their pension may be reduced to take into account the fact that it may be paid for longer.

Pensions for children

A pension will be paid for up to two children until they reach age 18 (or up to age 23 if they are in full-time education) when you die. Children who, through disability, are unlikely to ever be financially independent can receive this pension at any age.